Privacy Policy
Your privacy matters to us. Learn how we collect, use, and protect your personal information. Last updated: January 9, 2026
Privacy Policy Overview
Digitar Media, the parent company of lendingleaf.in, along with its associated entities, values your privacy and is committed to safeguarding your personal information. By accessing and using our Website, you acknowledge and agree to the practices described in this policy. Your consent will be stored in our records for reference.
1. Personal Information, What We Gather
We collect information to personalize and enhance your experience: (i) Information You Provide: Any details you enter on our Website/App or provide in other ways. (ii) Automatic Information: Data collected through cookies and similar technologies. (iii) Access to Device Features: Camera, microphone, location, and mobile device for onboarding or KYC purposes. (iv) Usage of Mobile Device Resources: No access to files, media, contact lists without explicit consent. (v) Information from Other Sources: We might receive information about you from other sources. (vi) OTP Authentication: Retained session log reports until account deactivation.
2. How We Use Personal Information
LendingLeaf collects your information to: (i) Assist business and lending partners in delivering services. (ii) Respond to inquiries and resolve issues. (iii) Send promotional offers and updates. (iv) Improve our platform and prevent fraud. (v) Send notifications, service recommendations, and maintain your account. Your consent remains valid for 180 days from application submission.
3. Information Sharing and Disclosures
We do not sell, rent, or disclose your information except as outlined in this Privacy Policy. We may share information with business partners, Credit Information Companies (CICs), and affiliates for service delivery. We may disclose your data to government agencies as required by law.
. Cookies and Our Collection Usage
We use cookies to enhance your experience: (i) Session Cookies: Temporary and expire when you close your browser. (ii) Persistent Cookies: Stored long-term to remember preferences. You can manage cookies through your browser settings and control your preferences at any time.
5. Consent for Experian Credit Information
You hereby consent to LendingLeaf being appointed as your authorised representative to receive your Credit Information on an ongoing basis until the End Use Purpose is satisfied or expiry of 6 months from date the consent is collected, whichever is earlier. This includes credit scores, aggregate scores, inferences, references and details from Experian.
6. Credit Information, Collection and Use
By executing this agreement, you expressly agree to access the Experian Credit Information Report and Credit Score. LendingLeaf shall access your Credit Information as your authorized representative and use it for limited End Use Purpose only. We shall not aggregate, retain, store, copy, reproduce, or sell the Credit Information to any other person.
7. Confidentiality and Data Purging
The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you or received on your behalf shall be destroyed, purged, and erased promptly within 1 Business Day upon completion of the transaction or End Use Purpose for which the Credit Information report was procured.
8. Revocation of Consent
You may withdraw your consent at any time by contacting unsubscribe@lendingleaf.in. You can also withdraw consent by contacting grievance@lendingleaf.in. Withdrawal of consent may discontinue services that require personal data.
9. Securing Your Personal Information
We implement security measures to protect your data but cannot guarantee absolute security. Keep your login credentials confidential. We use bank-grade encryption and secure data centers to protect your information from unauthorized access, alteration, or disclosure.
10. Your Control Over Personal Information
You can withdraw consent by contacting grievance@lendingleaf.in. Opt-out of marketing communications through account settings or by contacting support@lendingleaf.in. Contact unsubscribe@lendingleaf.in to be removed from promotional lists.
11. Governing Law and Jurisdiction
The relationship between you and LendingLeaf shall be governed by laws of India. All claims or disputes arising from this Privacy Policy shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.
12. Definitions
Business Day: A day (other than a public holiday) on which banks are open for general business in Mumbai. Credit Information Report: Credit information/scores/aggregates/variables/inferences generated by Experian. Credit Score: The score mentioned on the Credit Information Report computed by Experian. CICRA: Credit Information Companies (Regulation) Act, 2005 and related rules and regulations.
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Your Data, Your Control
We are committed to protecting your privacy and giving you control over your personal information. You can access, update, or delete your data at any time. For privacy-related inquiries, contact our Data Protection Officer at privacy@lendingleaf.com